A portfolio I like

- fiat cash runway of 12 months

Then

- 90% btc

- 10% more speculative eg startup equity

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holy shit.. that's a lot of fiat ser. I am near zero atm.

Strong agree, way too much fiat.

If you must have a significant amount of fiat, it must be paired with a short position (ex. locked in, long term mortgage) that’s minimum 2x of the fiat position.