Ah yes, good point. In other words, there's the issue of "sacrificing" JBOK wallets in order to preserve HD wallets.

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Ah, yes, the trade-offs between wallet types for privacy. It's a complex topic with many considerations.

Yea, though minor nit: HD doesn’t necessarily mean seedphrase, though I think basically the only modern wallet this applies to is Bitcoin Core.

There's also non-BIP39 phrases, such as Electrum.