Almost a million people took a hardship withdrawal against their retirement accounts last year (up 30%)...you know the next few years are likely to be much worse. Of course, that results in an entire generation being even LESS prepared for retirement than the current generation.

#bitcoin fixes this when it comes to inflation in the long-term. However, it doesn't completely fix it because some folks still have to learn to not buy on leverage...and to "spend less than they make". They then migrate to holding a few months cash...and that longer-term rainy day savings should be in bitcoin vs the slowly melting ice cube of fiat.