These are the reasons I don’t do this:

1. Family / Community

My family is part of a community that we love. Many years down the road, I want my grandkids to have experiences that home ownership provides.

2. Renting

There is a fixed cost that will always go up. The owner will need to make money on the property.

3. Cost of Switch

The switch would cost $30-60 grand with fees, moving expenses and purchase new furniture.

4. Market Timing

What if the market turns just after the switch and a large percentage is lost of the lump sum made from the house sell.

5. Re-entering Housing Market

Later, I’d want to buy a house and my money would be tied up in btc. I wouldn’t want to sell it and take the capital gains hit. Any btc I hold in savings, I want to keep until countries have better tax regulation.

For me, I’m more comfortable with the DCA and milking the low mortgage interest rates.

Everyone’s situation is different though.

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