If the biggest miner went down, would it have a material effect on network security?

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I don’t necessarily think it’s that simple.

4-5 entities control more than 80% of the hashrate.

This is a problem for many reasons.

Why is that? I'm curious. It's my thinking there willl always be one pool or entity that controls at least 1/3 of the hash rate. I also can't think why this would really be a problem.