If you believe bitcoin will be higher in ten years its a good side piece, but unless your spending like 5k a month on the card its not that great in the short term

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I just use Fold to buy Amazon gift cards & Gcards for other shit that I’m actually going to use & stack the free sats.

I do way my spends against my Gemini credit card, for instance, Steak ‘n Shake only gives 3% sats back on Gemini & 10% back on Fold, so that one was a win.