My dad couldn't save a dollar even if a gun was held to his head.

My mom can save money but I was the one who told her about investing 🙃.

Inflation has been eating away at her money for decades, and now there's a slim chance for her to retire but she has to maximize contributions, retire late, and get yields higher than Warren Buffet to do it.

Not complaining since I'm at the age where every decision I make is solely my responsibility now but I wasn't dealt the best beginning hand, not good, not bad, mediocre.

Took a lot of personal development, and growth to get better, I still have much more to do.

Need to figure my life out.

My main issue right now is liquidity.

I have my budget figured out, paying all my debts with a Debt Management Program, they negotiated most of my debts, and I'm paying about $600/month.

Dilemma of saving too much vs. not enough.

I'm running a conservative model in my head that I will lose my employment next week every week because my current job is automating jobs away, and we work off of a seniority model.

I'm operating under the guise that every week is my last paycheck but I'm fighting to defend myself.

As long as my car doesn't have problems I'll be alright but if it does then 🙃.

It's hard to explain honestly.

That's life though, I guess 🫤.

If I am fortunate to have children I will do everything I can to set them up for success.

Teach them the ropes at minimum, at best have a 529, authorized user on a good score credit card, teach them how to buy a car, if I don't buy them one myself.

My problem is my challenges made me financially aware but I want my future hypothetical children to gain knowledge without having to suffer in a way that hinders their life for years.

I learned the hard way 😔✊️ but I'm working my way out now.