Because the value proposition of a passphrase is the separation from the seed. If the seed is found (i dunno like on a SeedQR you left laying around because you seem to have a blindspot about Seedsigners) then the Passphrase is the last line of defense.

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I am not talking about backups, where you should have a passphrase or multisig.

I am talking about when you are using an HWW, why not store the passphrase on the HWW?

Please read my post.

Did. Read my other replies.