Well, something somewhere will have to give if we want the world to use Bitcoin as money. It can't and shouldn't scale for coffee payments, but it seems to me that almost no one is going to use self-custody anything tied to Bitcoin once fees go way higher. Custodial Lightning would probably work but I don't see how most people will afford self-custody Lightning. We will either have to choose shitcoins allegedly tied to it or custodial options. I'm still learning, so maybe I'm wrong.