Riba’s impact on the Global South, where the consequences are often more severe and systemic. These examples highlight how interest-based systems perpetuate poverty, hinder development, and compromise sovereignty—making Riba not just a personal issue, but a global justice concern.

🌍 Riba in the Global South: Real-Life Examples

1. 🏥 Debt Servicing vs Public Services

Example: Countries like Kenya or Sri Lanka spend more on interest payments to foreign lenders than on healthcare or education.

Impact: Riba drains national budgets, forcing governments to cut essential services and delay infrastructure projects.

2. 🌾 Farmer Exploitation

Example: Small farmers in India or Nigeria borrow from local lenders at 30–100% interest.

- Crop failure or market shocks leave them trapped in debt.

- Some lose land or face generational poverty.

Impact: Riba exploits the vulnerable and undermines food security.

3. 🏦 IMF & World Bank Loans

Example: Pakistan or Ghana receives billions in loans with interest and austerity conditions.

- These often include cutting subsidies, privatizing assets, and raising taxes.

Impact: Riba-based lending erodes sovereignty and deepens inequality.

4. 🏚 Urban Slums & Housing Insecurity

Example: In cities like Dhaka or Lagos, interest-driven real estate markets push up prices.

- Millions live in informal settlements without access to clean water or electricity.

Impact: Riba fuels speculative development while neglecting human needs.

5. 💼 Microfinance Debt Traps

Example: Women in Bangladesh or Latin America take microloans with hidden interest rates.

- Repayment pressure leads to stress, coercion, or further borrowing.

Impact: Riba masquerades as empowerment but often deepens poverty.

6. 🌐 Currency Devaluation & Inflation

Example: Countries with high external debt face currency collapse due to interest burdens.

- Imports become expensive, wages lose value, and basic goods become unaffordable.

Impact: Riba destabilises economies and punishes the poor.

🧭 Why It Matters Globally

Riba isn’t just a personal or religious issue—it’s a structural injustice that:

- Transfers wealth from poor to rich

- Undermines national sovereignty

- Fuels cycles of poverty and inequality

- Blocks ethical, sustainable development

#RibaFreeFuture #FinancialJustice #SoundMoney #BitcoinFixesThis