Even in a country like Turkey where they already suffered thru hyperinflation, adoption is basically nothing. The fact remains that there is a ton of information asymmetry left, and most ppl are poor and don’t invest/save anything . Of course the rich would adopt it first, that was the most obvious prediction ever. The Africans buying bananas don’t have any capital to save in the first place. That’s not the target market for early adoption. That’s the laggards