I’m a dumb guy. But the fact that I can drop a fiver into the Salvation Army pail in 10 seconds, vs watching my BTC transaction to pay for Mega without kyc time out because of fees and block speed issues tells me a lot.

Lightning alleviates a lot of issues, but non-custodial means a lot of monkeying around, fees, channels, etc. Honestly, a free checking account is faster and easier.

I’m a believer in the qualities of BTC but some stuff is pretty pie-in-the-sky imo. The issues are still there.