You sound like Mashinsky with his magical flywheel. So every year you refinance the old loan with a bigger new loan. You know the music won't stop because it is your own company lending you the money, and you have a huge stack of BTC to survive large drawdowns. For an average Joe with small BTC stack your strategy is very risky. You just shill your lending outfit to degen folks.
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Testing zaps for this note… we made six attempts to⚡zap this note, at ln@swapmarket.online, over a period of 32 minutes. In each case, we found that your lightning address service or server did not respond correctly. If you wanted to fix this... you could try a free Rizful account -- https://rizful.com ... when u have it set up, pls reply here so we can do this ⚡zap test again.