Lol .. absolutely ...

sidenote : custody is not that bad .. as long as it is a service you pay for .. I mean I don't grow my own wheat !

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Outsourcing various responsibilities is inevitable, for sure. But there are plenty of things that shouldn't be outsourced, or should not by wholly outsourced.

Also, there is a difference between wheat production and wheat custody. I buy my wheat from a farmer and take it home. I don't want him to grow it for me AND hold it for me.