Not to be tit for tat, but I’m just alluding to the fact that money transfers as they stand are centralized in an old manner as they’ve always been. Doubtless Western Union and the like provide a service, and a service people are willing to pay for, but we are living in a transitional era where many technologies and services are operating side by side. If you’ve ever used Lightning, you’ll realize how redundant services like Western Union are becoming. I realize it’s early, but I think it’s justifiable to speculate that they will have to adapt as new competitors start offering Lightning based services to these markets.