Like an EBT card, but you have no other means to transact with your own savings. The government will tell you how you may and may not transact.
Discussion
I think people will just use better money.
USD maxis will use tether.
Bitcoin maxis will use sats.
There's no reason to put up with the CBDC shitcoin as long as the US government continues to print dollars with debt.
Tether is positioned to be the CBDC
Maybe, but if it's on the lightning network it will at least have some privacy. You can also use it on liquid which is pretty private. Tether on Solana or Ethereum could be a CBDC.
This is how I see it, but I wouldn't use Tether because of counterparty risk. It does not solve the double spending problem. Unfortunately, most people don't care about that.