It's about the investment banker's view of the world: "Shun honest work whenever you can and make your money work for you" - that's how they came up with a completely non-productive, rent-seeking way of generating pseudo-dividends on bitcoin by taking out a loan with a fixed, lump-sum payment some time in the future, backed by a small percentage of their BTC total, and taking out another such loan shortly before the first one is due, at about the same percentage of their total stock of bitcoin but at a higher price.

That strategy works as long as the price of BTC in whatever fiat currency you're borrowing rises, i.e. as long as there is monetary inflation (growing of the money supply or "printing dollars"), i.e. forever and ever until the end of time.

While that does of course work, it relies on the continued existence of fiat money and the continued enslavement of regular working people to the benefit of politically connected élites.

I think that we as bitcoiners, libertarians, Rothbardians, or whatever you call yourself, should strive to end such tyranny by building a fully parallel economy where investing your BTC works the same way as investing your gold worked in days long past:

Deflation was the order of the day, every day, so simply sitting on your money (known as "saving") would already yield increased value over time, and without a fractional reserve banking system, the only way to make more money off your money was to lend it out to businesses (or start your own business, of course).

That set of circumstances led to a financial climate where rich people looking to get richer created actual value through an increased supply of goods or the creation of new goods, ultimately benefitting everyone by lowering prices and thereby building deflationary pressure, taking us back to the beginning of this paragraph.

I hope you can see why I'm so enamoured with this concept. Thank you for your attention to this matter.