Then what you save on is besides the point when discussing merchant adotpion. Replying with xmrbtc charts and variations of greshams law is just ignoring the real issue and the clear market signal.
Discussion
It is an important point about the limits of exactly what is being said by that market signal.
No one is disputing that. All aspects are important. I see a gold/silver dynamic at play here.
Nothing wrong with using silver for payments.
My thinking was more like the era of gold and gold certificates. We will never see them pegged, but the gold certificates were probably never a true perfect peg either. Atomic swaps are already here at a floating rate.