Geographically distributed 3-of-5 or 5-of-7 SLIP39 on washers should ideally be your backup. Those multisig backup setups that are force memed by certain influencers is a clear footgun and a way to loose your precious sats.

Washers are the best and very cost efficient way to backup:

https://medium.com/l33t/safu-ninja-cheap-effective-bitcoin-seed-storage-65c80b068685

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