Setting up an account with Ledn.io was a breeze.

We’re ready to live on a bitcoin standard by posting bitcoin as collateral and receiving a loan in USD.

I like their proof of reserves + how they minimize their counterparty risk.

I also like how you don’t have to make monthly payments until the loan is due in 12 mo from the origination date.

Downside, KYC requirements.

Upside, no capital gains tax.