... and losing nsec gives access attacker access to your money which is quite possible considering the number of web apps used by nostr users
unified balance where my money is saved on relays
this is a "nostr balance" that will follow me around on any nostr app
and I just zapped nostr:npub1vwymuey3u7mf860ndrkw3r7dz30s0srg6tqmhtjzg7umtm6rn5eq2qzugd without having to connect nostr-wallet-connect
it just works, no QR codes, no secrets, nothing... your nsec gives you access to your money
Discussion
What if we assume that users will not persist a large number of tokens in relays? I think what we can expect is that users will redeem those tokens as soon as they start to feel like they have a large amount
Ecash users do not hold any bitcoin and mints custody bitcoin for them. These users cant even hold their ecash tokens and need relays for it, so they can do anything for convenience.
I am working on a variation of the cashu protocol where one proof can store any arbitrary amount. Stay tuned.