I read this talk first on the Internet of Money (volume 2 or 3), and was fascinated by the idea of infrastructure inversion.

Cars couldn't reach mass adoption without proper roads. We built roads that would suit the cars, we didn't put the cars on the muddy roads. Leave those out for the horses...

Andreas saw it 10 years ago. We're still seeing it play out today.

Likely still another 5 to 20 years before clear infrastructure inversion, where the new system no longer cares for the old system.

Keep your fiat and banking rails, keep your muddy roads and horses... we're moving forward.