I largely agree.

But why the need for "God"? Why not just have those values? Why the need to group?

Ask yourself, if you happened to have been born in a different area of the world, with a different dominant religion, would you too follow that religion? If so, why?

I can find values I agree with in all religions, but I have no need to identify with that religion. But, each to their own.

As for Bitcoin and money. I don't think we've ever had money and Bitcoin is the closest we've got. It's not perfect, but it's orders of magnitude better than what preceded it.