Ya think?
https://wchstv.com/news/nation-world/money-stored-in-venmo-and-other-payment-apps-could-be-vulnerable-watchdog-warns-paypal-cashapp-consumer-financial-protection-bureau-uninsured-deposits-traditional-bank-accounts?fbclid=IwAR11fSKdY3dIiu-7-VhA9f-4s4lTtMIjGanR5WrQLdDANruu3_UDd1_uBgI&mibextid=Zxz2cZ#
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Be your own bank!