Looks like that'll probably be Fold, unless Strike swoops in and has one available while everyone is still on a wait list for the Fold card.
Discussion
That would we a sweet combo with nostr:nprofile1qqsvn0dkjt80raqrxd470c98n7zrdehmcvj6p5hgw3kyku6zyd8z0fqqnrf3s bill pay.
I think Fold is creating a credit card. 💳