The math dictates: accumulate fiat debt that is long-term and not mark to market and use it to acquire sats.

Sats appreciate and fiat debt gets cheaper to pay off through time. It is simple.

In just 10 years you can amplify your purchasing power massively by doing this as long as you’re still cash flow positive and can easily cover life costs + payments.

It makes absolutely no mathematical sense to sell sats for dollars now to pay off fiat debt unless it’s very high interest debt.