reducing debt/risk before a bear market is the best decision you can make
reducing debt just before another pump is bad in hindsight but you need to accept that you cannot tell the future
Discussion
after 12 month of consolidation
at about 100k, i think it will only go higher
at some point
when i bought at 69k in november 2021 i was absolutely sure we were going to 100k....
if im not wrong, i think i heard in a podcast that nostr:npub1qny3tkh0acurzla8x3zy4nhrjz5zd8l9sy9jys09umwng00manysew95gx was about to get a massive loan exactly at the same time (ATH november 2021) thinking that bitcoin was going to keep going up... in the end, he said that fortunately he didn't take the loan, as it would have been devastating ...
i dont see a 2026 bear market
so i will just wait