Earn:

XMRBazaar, BitcoinTalk, MoneroMarket(io), MoneroTown, Monerica, Nostr

Spend:

CakeWallet, CoinCards, Bitrefill, MoonPay

The issue with credit cards is:

--Full surveillance

--You own nothing, government is your master

--Banks urinate on you with inflation

--FDIC is worthless in an interest rate financial crisis, look at what happened when the Fed jacked last round. Cali banks went bust.

--World Bank and IMF trap the third world in perpetual debt. And you're enabling this slavery by placing value on the promises of the oppressor

The issue with cash is:

--You're carrying a large amount of paper

--Easy to lose it

--Easy to get robbed

--Harder to track & control your spending

--Still inflation urinates on you, and you get 0 interest.

--Counting large amounts sucks, you're literally all day counting paper from one hand to another? Your hands hurt, you can't jack off.