There are a few issues that have made me hesitate using Strike Bill Pay: 1) parting ways with sats can be painful 2) tax complications 3) budgeting is more difficult 4) volatility

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3 will be a hurdle to overcome for sure. I have grand ideas of replicating YouNeedABudget but enabling it to work with Strike API or other bitcoin APIs

Funny you mention YNAB. I tried doing this by adding Strike as a budget account and doing manual adjustments daily to account for volatility but it just didn’t feel right.

You were able to add Strike in YNAB?!

Sorry for getting you excited and not being specific. I *manually* added Strike as a budget account and would add every transaction manually. Daily, I would do a manual balance adjustment to accommodate volatility.