Yes the idea is to have non-custodial credit so to speak. LN is good if the merchant integrates it, but thinking about mainstream crypto commerce is unlikely
I wrote something about this issue.
https://stacker.news/items/506979/r/OT
Get credit with the company/service or get the change in lightning. Keep them UTXO's whole!
Discussion
The change could be paid out with any token through atomic swaps. As soon as the onchain TX confirms the change is released.
Yep this sounds good with cheap blockchains. Thanks for pointing out!
I really wish nostr:npub1m7r9aayrqjtt2q0whkyrwlys75s5d828c5uewvqwyfd2kxefkfjqgeny2w does it :)