The money you keep in fiat can you use to buy back the Bitcoin, so your stack stays the same and helping Bitcoin to grow and the merchants. The place where I live (Holland) is not so big into Bitcoin and living on Bitcoin is some difficult here, so I try to make the best of it. What do you mean with a worse money at hand to spend? ( do not know what the meaning of that sentence is 🙈)
Discussion
Sorry, I meant fiat with it. The money that is permissioned, inflated, and soft.
Why would you keep fiat, and not exchange your entire stack to bitcoin in the beginning? Why to only exchange when you spend?
Not only, but as an extra option, also buy Bitcoin. But when I put all my stack into it and there is a downfall with the fiat price, because stores/company's calculate the btc amount in fiat, I will lose more btc than I bought at a higher price. Which was the case for more then a year. I wish the value of btc is not compared to fiat but it is the way now unfortunately. And because the businesses in Holland are to comfortable with the fiat and the quick payments with cards and do not see the advantage of Bitcoin. There is only one store where I do my grocery's and pay with Bitcoin.
Do you know stable sats?
Uhm no I don't, what is it?
"One problem that persists for people in a Bitcoin economy is the short-term volatility of the bitcoin exchange rate."
"This problem led Galoy to create a feature called Stablesats, a USD account that people can use to hold “dollar equivalent” balances in their Lightning wallet, thus protect themselves from fluctuations in the bitcoin exchange rate."
I know that Blink wallet supports it, not sure yet about other developments.
Also I don't know how trustable it is, and how good. Just this can also be an option to hold bitcoin, and hold a certain amount in stable sats to reduce the short term volatility for your monthly spending.