My point from the previous post is if you treat your lightning wallet like your billfold, a rug pull won’t matter the only thing that matters that dominates that decision is convenience and fees
And you’re talking to a guy who lost his shirt on Mt Gox
Self custody for amounts, that matter convenience for anything else
This red line will go up unless people will stop promoting custodial wallets no matter of what! Then eventually will be rugged ! 
Adding @bitcoinrocks Still thinking a lot about this image and what causes it.
The basic answer is this is cause by two things:
1. The success of #nostr
2. The #LNURL-pay protocol.
Because of the critical importance of LNURL in introducing people to Bitcoin I thing the more important focus should be I getting people comfortable:
1. Moving money from lighting to a self custody software wallet, ann vise-versa
2. Keeping large sums in a cold-storage hardware wallet.
#phoenix wallet claims to support it, but I could not find it, or figure it out.
No good comes from Forcing or shaming people away from wos. Teaching them the risks and mitigation strategies like pulling it off each time you reach $200 will both educate people, and push/increase adoption and utilization.
