Sorry #bankstr, we all create money when we sign our promissory notes. We are the issuer, because we are the promissory. And the notes are the money.

Federal reserve NOTES are the money, aren't they (fiat maxis)?

Your promissory notes are the money. That's why you don't owe the banks one satoshi.

Take your loans and enjoy the conversion to real money, satoshis.

Banks don't have a monopoly on note creation, only on federal reserve note creations. Problem for them is all promissory notes are defined as monetary instruments (negotiable instruments) under the law.

31CFR1010.100