You have no fiat, I guess you grab some fiat while you give lead to someone? Why do you need fiat after all?

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Until the rest of the world accepts Bitcoin, then I need fiat.

I wonder how practical gold coins would be. Is it easy to cheat with gold?

I could pay in gold, but not silver, too.

Not these days. Anyone that is into gold usually has the means to test your gold very accurately and quickly.