Replying to Avatar mcsnubbs

nostr:npub12j9znu29rpluja5flzhx09zxyaercv2uzcasmwugssh9p35p6l9qjzptze

Would you do it?

HELOC for about $290,000, 30y fixed at 8%

Essentially I'm being given the offer to purchase ~4.5 #Bitcoin now, at a cost of $14,000 in interest payments annually for 30 years.

HOLY SH*T

https://nostrcheck.me/media/134743ca8ad0203b3657c20a6869e64f160ce48ae6388dc1f5ca67f346019ee7/d944a2ac4d4d8ae5e0597d460cfb8c417855040e70e71e4a4a67894c0cf96d9c.webp

I took a HELOC when Bitcoin was 20k, now it’s 65k, pretty soon the corn will be worth more than the house that secured the loan. But you must have good savings SnF cash flow so life’s unexpected emergencies don’t wreak you.

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Appreciate your response

Hard to argue against

Assume I’ll retire in a couple years… even if I start chipping away at the initial purchase of BTC and only sell to cover monthly service of the loan, I only lose if bitcoin fails