Bitcoin has grown 82% per year over the past decade. Even if you spent 7% of its value each year, your dollar purchasing power still grew by about 75%.

So ask yourself: how much do you believe Bitcoin will grow over the next 10 years? Based on that, how much could you comfortably spend each year without shrinking your wealth?

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i believe bitcoin will grow less than 82% per year in USD terms over the next decade. I hope it continues to grow at that pace, but that seems unrealistic, the pace already begins to slow when you shrink time periods (4 year lookback, for example).

True, although I will say that the 4-year window is an outlier for now.