Considering I already use it as the latter option via lightning, and it is an immutable secure base layer, I would say nope.

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Not what I said. Sounds more like a projection.

Monero’s chain is 4.5 gigahashes. If it was worth anything it could be co-opted by a state for a pittance of resources. Doge ain’t much better. They’re not sufficiently secure to be an alternative monetary system that remains immutable through proof of work. It’s just physics.

You think Bitcoin's hashrate was more than 4.5 gigahashes when Satoshi sent his first transaction?