New ECB report on micropayments mentions the Lightning Network.

But it also mentions IOTA's The Tangle...

And apparently, "financial institutions cannot mitigate risks in public DLTs where there is no central authority that is responsible, accountable and liable."

https://www.ecb.europa.eu/pub/pdf/other/ecb.micropaymentsimpactonnpaymentsecosystem202308~bb92cda8ce.pt.pdf?daf75f31a941304bbc5940829d3cfe22

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