The credit line product sounds revolutionary if it exists how I'm imagining it: $40k BTC on Strike > Set Rules: Target 25% LTV < Max 50% LTV > Bill Pay triggers $10k Borrow (LTV @ 25%) > BTC Dips, collateral now $25k (LTV hits 40%) > $8k Paycheck auto-pays loan down by $3.75k & buys $4.2k more BTC > LTV restored to 25% & stack still grows.