Things are generally very simple -

No. 1 - Everybody wants free money.

No 2 - Nobody wants to do the laborious productive work.

Now, if you don't want free money, you hardly have any problem, as such.🤣.

You see, most people are good. Then occasionally they do something they know is bad. Some people are bad, and they struggle every day to keep it under control.🤣☕🎈👍.