I remember getting chatting to a self-made Multi Millionaire whilst smoking a cigar in a local hotel lounge.

Having offered to buy me and my friend's next round of cigars, and having covered the drinks bill of a group sitting next to us, he told me that his Grandfather had given him some advice he always tried to live by....

DON'T CURB THE GENEROSITY IMPLUSE.

It's stuck with me since.

There are so many times where I think about doing something really nice for someone at personal cost, but just before I do I back out because of the price or inconvenience.

Now I force myself to follow through.