That is the beauty of #bitcoin .. you can buy without any of those intermediaries you mentioned ..

#asknostr ..

And you really don't need all that sophisticated set up .. the whole bitcoin fight is to keep it small and easy for everyone .. listen latest note ( youtube vid ) from .. nostr:nprofile1qqs8fl79rnpsz5x00xmvkvtd8g2u7ve2k2dr3lkfadyy4v24r4k3s4sppemhxue69uhkummn9ekx7mp0qy2hwumn8ghj7un9d3shjtnyv9kh2uewd9hj7qg7waehxw309ahx7um5wgkhqatz9emk2mrvdaexgetj9ehx2ap0sfm3mt

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Buy what? If nothing around me takes the currency what can I buy? I'm not trying to shop online & have something shipped to me. I want to go down to my local store but they don't do that. As for everything else you do need. You should know how it goes

Hot wallet = not safe, given by website, not yours, site could belly up with your sats.

Cold = physical device which never connects to internet (but by some magic gets your sats) & is in your hands & im your control.

Yeah it's easy to start I can just go on at full risk with my hot wallet only. But I want to keep it for years build on it & retire to live off of it. So I need to invest in the cold wallet upfront or take the electric spike.