Replying to Avatar Matt

My FICO score has been decreasing as my debt has decreased and my net worth has increased.

My FICO score went to the moon back when I was broke and spent more than I earned.

A guy putting his lifestyle on credit was deemed more financially stable than a guy who is now wealthier than the vast majority of his peers.

I get that the system needs some metric to judge finances (and I'm not giving them any), but I get a chuckle out of the metrics deemed good.

Alas, no one gives a fuck about Experian when I pay in full for vehicles, etc.

#Bitcoin has given me an alternative to the clown world we live in, and not just as a number go up technology. It truly has changed my thinking in many areas. I value creation more than consumption, which is how a healthy economy and financial system (including personal finances) works in my opinion.

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The Daniel 🖖 1y ago

Do you know what credit card companies call people who always pay their bills on time, never carry a monthly balance, and don’t pay interest?

Deadbeats.

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