I wonder if wallets will be illegal someday, as unlicensed financial centers. Maybe only government wallets will be legal. Then with the transparent block chain, and government wallets, that could be bad. CBDC with BTC.
They will say unregulated wallets are causing massive money laundering and financial fraud. (They love using words like that).
I think it's just too much in people's diamond hands for that to ever happen. Best reason to self-custody.
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I hope your right.