Yep, you were right on the money @npub1eq94yj8maree90pm53gfr76wdc44su3cwcqmly848xfrv6es6usqg4er58 . Just got off the phone. I have to pay on or after the "due date" (1st of the month) and have a 15-day window. Anything else would be considered an additional principle payment.

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Well you also nailed it about the terminology. I’ve always been one to worry (a lot) about late payments. Mine now goes out on the first on auto-pay 😂

Don’t know how they get away with such unclear terminology.

Ya, I'll kick myself if I screw up a payment. I'm switching off the autopay just so I can pocket 1% of my mortgage back in sats via Fold!