Are conversion/sell fees applied using nostr:npub1ex7mdykw786qxvmtuls208uyxmn0hse95rfwsarvfde5yg6wy7jq6qvyt9 ‘s bill pay feature? I don’t want to get a direct deposit, pay 0.8-1% on it in fees, and then turn around and pay another 0.8-1% in fees minutes later when settling my credit cards.

Is this how it would work nostr:npub1cn4t4cd78nm900qc2hhqte5aa8c9njm6qkfzw95tszufwcwtcnsq7g3vle ? If there are not fees on bill pay, then this is a 100% no brainer since I was already willing to pay the initial bitcoin purchase fee