I would say, this issue would be isolated to a small subset of banks if Dodd-Frank was not partially changed in 2018. Nevertheless, in 2018 the Economic Growth, Regulatory Relief, and Consumer Protection Act "rais[ed] the threshold to $250 billion from $50 billion under which banks are deemed too big to fail and also eliminated the Volcker Rule for small banks with less than $10 billion in assets."

Therefore, while a smaller confined subset of financial institutions would have been the only concern, we are now looking at a larger regional group that could potentially cascade out of control along with the necessary rise of interest rates. However, the US economy is strong, unlike the 2007-2008 Great Recession that was looming since 2005 which will confine any domino effect to the specific regional banks, associated regional communities and industries, and troubled tech sectors. Additionally, the digital currency markets will take a large hit (This is the crash I've been waiting for because the market has not come close to being bottomed from the recent crash and the Fed has over and again demonstrated a unique historical pattern to flush out instabilities and pop balloons in the markets. The Bitcoin ballooned value will also likely be highly impacted. Silverlake Cryto Bank also crashed this week. And mostly all account holders with SVB were uninsured deposits and commercial accounts.).