That and a lot more.

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Literally none of those technologies will prevent you from experiencing credit card fraud. (Except maybe Monero?)

All of these technologies are made to protect people from far more sophisticated threats than the average credit card thief, and all of these technologies count on a person having a baseline level of information security. I don't know how you managed to get your credit card information stolen, but none of these would have helped you.

The primary way that hackers and even darknet vendors get caught is due to mistakes completely unrelated to these technologies.

You said credit card and came up with this threat model not me. It seem to be what you’re focused on and talking about. It’s not even what I was even referring to until you brought it up. Credit cards are by definition not my money so the companies will fix that no problem.

Whatever works for you I guess. Personally hate spending other people's money, so I only use debit.

In any case, if credit card theft is irrelevant, then do you have any specific examples of data that you've had leaked that you do care about and that these technologies would actually help with?

Not that I’m willing to share in this conversation. Building your own threat model is best practice.

Ooh, mysterious... Good job larping as a secret agent. I don't get why you are so insistent that privacy isn't performative when your reasons are just as subjective and baseless as I said everyone's are. The only best practice when engaging in hobby activities is to have fun. It's fine to invent your own threat model based entirely on vibes, just have some self awareness about it!

It’s not on vibes it’s on past security breaches and the inevitable certainty of future ones if left unchecked. Just because I want to keep my set up private doesn’t make me mysterious. You’re some anonymous scoundrel on the internet whom I owe nothing to. Performative would be telling you what I use when you didn’t ask. Private is not telling you even when you want to know.

That's true, so why are you half-assing your performance?

If your infosec "only works" if you don't tell anybody about it then that's security through obscurity, and obscuring one's infosec is never a robust defense.

It's a great thing that I'm anonymous on the internet. That's what allows me to be so open and objective. There's nothing that could create a conflict o

interest for me besides my own beliefs or insecurity.

If you aren't trying to be mysterious, and you aren't just hoping nobody guesses your infosec, and you aren't just insecure about your choices and know you can't defend your choices against criticism, that what even reason could you have for avoiding engagement and objectivity?