I like etransfer. Not dissing it. But example; at work they were gathering money to buy a Uber eats gift card for someone who lost a relative. The company I work for is from the US. They were using venmo and cashapp to pool the money. Both of which are not available. And Canadians banks can't etransfer to American banks. So I ended up needing to transfer from my bank, to PayPal. This all could of been easier if I could use cashapp.