So they are taking a cut now?

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I mean, they are providing a service, so it makes sense to make the service sustainable.

It is a double edged sword imho but I’ve never used it & don’t plan on it so 🤷🏻‍♂️ (I probably used it unknowingly a few 🤷🏻‍♂️) but I’m just surprised at this decision considering that there is other options to be used.